Personal Loan
Made Simpler.
Get access to flexible financing for personal expenses, planned requirements, emergencies and important life goals through a simple and customer-focused application journey.
Finance Your
Important Goals.
Simple. Flexible. Customer-focused.
Personal Loan Highlights
Key features at a glance to help you understand this financing option before you apply.
Flexible Finance for Your Personal Requirements
A personal loan can help you manage planned expenses, unexpected financial requirements, important purchases and other eligible personal needs without having to sell your existing assets.
True Finserve helps customers explore applicable financing options based on their profile and requirement through a streamlined application process.
Why Consider a Personal Loan?
Ready to Apply?
Share your details and our team can help you understand the applicable loan options.
Who Can Apply?
Eligibility can vary depending on your profile, loan requirement and applicable lending partner criteria.
Age
Applicants should meet the applicable age criteria specified by the lending partner.
Income
Regular income and repayment capacity may be considered during the eligibility assessment.
Employment / Business
Salaried and eligible self-employed applicants may be considered subject to lender policies.
Credit Profile
Credit history and other financial factors may be considered during the assessment.
Documentation
Required documents depend on the applicant profile and applicable lending partner.
Repayment Capacity
Existing financial obligations and repayment ability can influence the approved loan amount and terms.
Documents You May Need
Exact documentation varies by applicant profile and lending partner requirements.
Apply in 4 Simple Steps
Our process is designed to keep your loan journey straightforward and easy to understand.
Submit Enquiry
Share your basic information and personal loan requirement.
Eligibility Check
Your profile is reviewed against applicable eligibility criteria.
Document Verification
Submit the required documents for further assessment and verification.
Approval & Disbursal
Once approved, funds are disbursed by the relevant lending partner.
Personal Loan FAQs
Find answers to common questions before starting your personal loan application.
How much personal loan can I get? +
The potential loan amount depends on your income, repayment capacity, credit profile, existing obligations and applicable lending partner criteria. Indicative financing may range from ₹1 Lakh to ₹5 Cr.
What is the interest rate on a personal loan? +
Indicative interest rates may start from 9.9% onwards. The final interest rate is determined based on your eligibility, credit assessment, loan amount, tenure and applicable lender terms.
What documents are required for a personal loan? +
Documentation depends on your profile and the lending partner. You may be asked for identity proof, address proof, income documents, bank statements and other applicable documents.
Is a salary slip required? +
A salary slip may not be required in every case. Alternative income documentation may be considered depending on your profile and lending partner requirements.
Can self-employed applicants apply? +
Eligible self-employed applicants may be considered. Income, business profile, banking, credit history and other applicable factors may be reviewed during assessment.
How long does personal loan approval take? +
Processing time varies according to your profile, documentation, verification requirements and the lending partner's approval process. Some applications may be processed quickly once all required information is available.
Does True Finserve directly provide the loan? +
True Finserve is a financial services platform. Loan approval and disbursal are subject to the eligibility assessment and policies of the relevant lending partner.
Can I use the personal loan for any purpose? +
Personal loans can generally be used for eligible personal financial requirements, subject to the applicable lender's terms and conditions.
Looking for a Personal Loan?
Start your enquiry today and explore applicable financing options based on your profile.
Make plans.
Move forward.
Explore personal loan options for important plans, unexpected expenses and eligible personal requirements — with a simple, customer-focused application journey.
Find an option
around your need.
Share a few details to begin exploring applicable financing options.
Final approval and terms depend on eligibility and the applicable lender.
Finance what matters to you.
Personal financing may help with eligible planned expenses, important purchases and unexpected financial requirements.
Big plans deserve room to grow.
Invest in the next chapter.
Be ready when life changes.
Improve the space that matters.
Manage important expenses with flexibility.
See the numbers before you decide.
Adjust the loan amount, interest rate and tenure to see an illustrative monthly EMI, total interest and total repayment.
This calculator provides an illustrative estimate only. Actual EMI, interest rate, tenure and other terms may differ based on the applicable lending partner, assessment and approved loan terms.
A simpler way to navigate finance.
True Finserve helps customers explore applicable financing possibilities and navigate the journey with clearer information and practical guidance.
Built around the customer's requirement.
Start with what you actually need to finance, rather than trying to fit your requirement into a generic loan journey.
Explore applicable options
Financing possibilities can differ depending on your profile, requirement and applicable lender.
Less confusion.
Clearer guidance through the key stages of the application process.
Documentation guidance
Understand which basic documents may be needed before moving ahead with your application.
Lending partner assessment
Final approval, pricing, tenure and disbursal remain subject to the relevant lender's policies.
What helps shape your eligibility?
Lending criteria vary by applicant and lending partner. These are the major factors that may be considered.
Age
Applicants should satisfy the applicable age criteria specified by the lending partner.
Income
Regular income and overall repayment capacity may be considered.
Employment / Business
Salaried and eligible self-employed applicants may be considered according to lender policy.
Credit Profile
Credit history and other financial factors may influence eligibility and applicable terms.
Existing Obligations
Existing EMIs and financial commitments may influence repayment capacity.
Documentation
Required documents depend on applicant profile and lending partner requirements.
Eligibility isn't based on one number.
Your overall financial profile, income, existing commitments and credit history may all contribute to the lending assessment.
Keep the essentials ready.
Documentation varies according to your profile and the requirements of the applicable lender.
Four steps.
One clear journey.
Start with an enquiry and move through assessment, documentation and lender approval.
Submit Enquiry
Share your basic information and personal loan requirement.
Eligibility Check
Your profile is reviewed against applicable eligibility criteria.
Document Verification
Submit required documentation for further assessment and verification.
Approval & Disbursal
Once approved, funds are disbursed by the relevant lending partner.
Before you apply.
Common questions around personal loan eligibility, documentation and the application journey.
How much personal loan can I get? +
The potential loan amount depends on income, repayment capacity, credit profile, existing obligations and applicable lending partner criteria. Indicative financing may range from ₹1 Lakh to ₹5 Cr.
What is the interest rate? +
Indicative interest rates may start from 9.9% onwards. The final rate depends on eligibility, credit assessment, loan amount, tenure and applicable lender terms.
What documents are required? +
Depending on your profile, you may be asked for identity proof, address proof, income documents, bank statements, photograph and other applicable documents.
Can self-employed applicants apply? +
Eligible self-employed applicants may be considered subject to applicable lending partner policies and assessment requirements.
How long does the process take? +
Processing time varies based on profile, documentation, verification requirements and the lending partner's approval process.
Does True Finserve directly provide the loan? +
True Finserve is a financial services platform. Loan approval and disbursal are subject to assessment and the policies of the relevant lending partner.
Let's find a way forward.
Share your requirement with True Finserve and explore applicable personal loan options based on your profile.
Start Your Application →Disclaimer: True Finserve is a financial services platform and not a lender. Loan approval, amount, interest rate, tenure, processing time and other terms are subject to eligibility, documentation, credit assessment and the respective lending partner's policies. Information displayed on this page is indicative and does not constitute a guarantee of loan approval.