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True Finserve

CAR & USED CAR LOAN

Finance the Car That Moves You Forward.

Planning to buy a new car or an eligible pre-owned vehicle? Explore suitable vehicle financing options based on your requirement, financial profile and eligibility.

01
New Cars Vehicle financing options
02
Used Cars Eligible pre-owned vehicles
03
Simple Process Application & assessment journey
Car financing
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Vehicle Financing Based on your profile
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New & Pre-Owned Explore applicable options
At a glance Financing designed around your requirement.
Loan Amount ₹1L – ₹5Cr Indicative range
Interest Rate 9%+ Indicative starting ROI
Minimum Salary ₹12K+ Indicative
CAR LOAN

Financing That Helps You Move Forward.

Whether you're planning your first car purchase, upgrading your vehicle or considering an eligible pre-owned vehicle, the right financing structure can make the purchase easier to plan.

01

Choose the vehicle.

Identify the new, pre-owned or eligible commercial vehicle that fits your requirement and budget.

Vehicle selection comes first.
02

Explore financing.

Financing options may be considered based on your income, credit profile, existing obligations and vehicle details.

03

Plan your repayment.

Use the EMI calculator to understand an indicative monthly repayment based on your selected loan amount, rate and tenure.

CAR LOAN OPTIONS

Choose Financing Based on Your Vehicle.

Explore vehicle financing categories according to the type of vehicle you are planning to purchase.

NEW

New Car Financing

Explore financing options for purchasing a new car based on your financial profile and applicable lender policies.

  • New vehicle purchase
  • Personal vehicle requirements
  • Eligibility-based financing
Explore Financing →
ELIGIBLE

Commercial Vehicle Financing

Financing options may also be available for eligible commercial vehicles, subject to applicable lender policies.

  • Eligible commercial vehicles
  • Requirement-based assessment
  • Lender-specific eligibility
Explore Financing →
ELIGIBILITY

Your Profile. Your Vehicle. Your Financing.

Eligibility is generally assessed using multiple factors. The exact requirements and assessment criteria may vary depending on the applicable lender and loan structure.

Check Your Eligibility →
01
Vehicle Value

The value and details of the vehicle being financed.

02
Applicant's Income

Your income and repayment capacity may be considered.

03
Credit Profile

Credit history and overall credit profile may influence eligibility.

04
Existing Obligations

Existing financial commitments may be considered during assessment.

05
Vehicle Age

Vehicle age may be considered in case of pre-owned cars.

06
Lender Policies

Final eligibility remains subject to applicable lender policies and assessment.

CAR LOAN EMI CALCULATOR

Plan Your Car Purchase With Clarity.

Adjust the loan amount, interest rate and tenure to get an indicative estimate of your monthly EMI.

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This calculator provides an indicative estimate only. Actual rates, tenure, fees and loan terms may vary based on lender policies and your eligibility.

Loan Amount ₹10,00,000
₹1 Lakh ₹50 Lakh
Interest Rate 9.50%
5% 18%
Loan Tenure 5 Years
1 Year 7 Years
Estimated Monthly EMI ₹21,002
Total Interest ₹2,60,120
Total Payment ₹12,60,120
Apply for Vehicle Financing →
DOCUMENTS

Keep Your Documents Ready.

The exact documentation may vary based on your profile, vehicle type and applicable lender requirements.

01
ID

PAN Card

Identity and financial documentation.

02
KYC

Aadhaar / KYC

Identity verification and KYC documentation.

03
AD

Address Proof

Valid residential or communication address proof.

04
₹

Income Proof

Income-related documents as applicable.

05
BK

Bank Statements

Banking records may be requested during assessment.

06
CAR

Vehicle Documents

Relevant documents related to the vehicle purchase.

HOW IT WORKS

A Simple Path From Application to Financing.

Start with your requirement and provide the information needed for the financing assessment.

01

Submit Your Requirement

Share your basic details, vehicle requirement and financing requirement.

02

Profile Assessment

Your income, credit profile, obligations and vehicle details may be evaluated.

03

Document Verification

Provide the applicable documents required for the financing process.

04

Financing Decision

Final approval and terms remain subject to applicable lender policies and assessment.

FAQ

Questions? We've Got Answers.

Here are some common questions about vehicle financing.

Have another question? Contact us →

Financing options may include new cars, eligible pre-owned vehicles and eligible commercial vehicles, subject to applicable lender policies.

Yes, eligible pre-owned vehicles may be considered. Vehicle age and other vehicle-specific factors may form part of the assessment.

Eligibility may consider vehicle value, applicant income, credit profile, existing financial obligations, vehicle age in case of used vehicles and applicable lender policies.

Commonly requested documents may include PAN Card, Aadhaar/KYC, address proof, income proof, bank statements and vehicle-related documents.

No. The calculator provides an indicative estimate. Actual EMI, interest rate, tenure, fees and other terms depend on the applicable lender and your approved loan terms.

GET STARTED

Ready to Plan Your Next Car?

Share your requirement and explore vehicle financing options based on your profile and eligibility.

Apply for Car Loan →

Disclaimer: True Finserv facilitates access to financing information and assistance. Loan approval, interest rate, tenure, amount, fees, documentation and other terms are subject to the applicable lender's policies, assessment and approval. The information on this page is for general guidance and does not constitute a guarantee of approval or specific loan terms.

Planning to buy a car? Explore Financing
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