For life's
important moments.
Financial requirements can arise when you least expect them. True Finserve helps eligible applicants explore personal loan options for weddings, medical needs, home renovation, travel, emergencies and other genuine financial requirements.
Find an option
around your need.
Share a few details to begin exploring applicable financing options.
Final approval and terms depend on eligibility and the applicable lender.
What can a personal loan be used for?
Personal financing may help with eligible planned expenses, important purchases and unexpected financial requirements — including emergencies and debt consolidation.
Wedding expenses, covered with room to plan.
Medical requirements, met without delay.
Renovate the space that matters.
Fund the trip you've been planning.
Bring multiple EMIs into one.
See the numbers before you decide.
Adjust the loan amount, interest rate and tenure to see an illustrative monthly EMI, total interest and total repayment.
This calculator provides an illustrative estimate only. Actual EMI, interest rate, tenure and other terms may differ based on the applicable lending partner, assessment and approved loan terms.
A simpler way to navigate finance.
True Finserve helps customers explore applicable financing possibilities and navigate the journey with clearer information and practical guidance.
Assisted application support, start to finish.
Get guidance at each stage of the journey, from your first enquiry through to lender approval and disbursal.
Flexible repayment options
Choose a tenure and repayment structure suited to your income and requirement.
Multiple lender options
Explore applicable options across several lending partners in one place.
Documentation guidance
Understand which basic documents may be needed before moving ahead with your application.
Lending partner assessment
Final approval, pricing, tenure and disbursal remain subject to the relevant lender's policies.
What helps shape your eligibility?
Lending criteria vary by applicant and lending partner. These are the major factors that may be considered.
Monthly Income
Regular monthly income is a key factor in assessing eligibility and loan amount.
Employment / Business Stability
Salaried and eligible self-employed applicants may be considered according to lender policy.
Credit History
Credit history and other financial factors may influence eligibility and applicable terms.
Existing EMIs
Existing EMIs and financial commitments may influence repayment capacity.
Banking Transactions
Bank statement activity may be reviewed to understand income flow and repayment behaviour.
Repayment Capacity
Overall repayment capacity is assessed against income, obligations and requested loan terms.
Eligibility isn't based on one number.
Your overall financial profile, income, existing commitments and credit history may all contribute to the lending assessment.
Documents generally required.
Documentation varies according to your profile and the requirements of the applicable lender.
Four steps.
One clear journey.
Start with an enquiry and move through assessment, documentation and lender approval.
Submit Enquiry
Share your basic information and personal loan requirement.
Eligibility Check
Your profile is reviewed against applicable eligibility criteria.
Document Verification
Submit required documentation for further assessment and verification.
Approval & Disbursal
Once approved, funds are disbursed by the relevant lending partner.
Before you apply.
Common questions around personal loan eligibility, documentation and the application journey.
How much personal loan can I get? +
The potential loan amount depends on income, repayment capacity, credit profile, existing obligations and applicable lending partner criteria. Indicative financing may range from ₹1 Lakh to ₹5 Cr.
What is the interest rate? +
Indicative interest rates may start from 9.9% onwards. The final rate depends on eligibility, credit assessment, loan amount, tenure and applicable lender terms.
What documents are required? +
Salaried applicants are generally asked for a PAN card, Aadhaar or address proof, recent salary slips and bank statements. Self-employed applicants are generally asked for a PAN card, Aadhaar or address proof, bank statements, income tax returns and business proof, with additional documents where required.
Can self-employed applicants apply? +
Eligible self-employed applicants may be considered subject to applicable lending partner policies and assessment requirements.
How long does the process take? +
Processing time varies based on profile, documentation, verification requirements and the lending partner's approval process.
Does True Finserve directly provide the loan? +
True Finserve is a financial services platform. Loan approval and disbursal are subject to assessment and the policies of the relevant lending partner.
Need a personal loan?
Share your requirement with True Finserve and explore applicable personal loan options based on your profile.
Check Your Eligibility →Disclaimer: True Finserve is a financial services platform and not a lender. Loan approval, amount, interest rate, tenure, processing time and other terms are subject to eligibility, documentation, credit assessment and the respective lending partner's policies. Information displayed on this page is indicative and does not constitute a guarantee of loan approval.