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True Finserve

Loan Against Property

Unlock the Financial Potential of Your Property

A Loan Against Property is a secured financing option where an eligible property may be offered as security to obtain financing, subject to lender approval and applicable terms.

At a glance Property financing designed around your requirement.
Loan Amount ₹1L – ₹5Cr Indicative range
Interest Rate 8.5%+ Indicative starting ROI
Minimum Salary ₹12K+ Indicative
Loan Against Property

Put your property's financial potential to work.

A Loan Against Property allows an eligible property to be offered as security for financing. It can be considered when a borrower needs funds for an eligible financial requirement.

True Finserv helps eligible applicants explore financing options based on their property, financial profile, requirements and applicable lender criteria.

Property-backed financing Explore suitable financing options based on your property and eligibility.
LAP Can Be Used For

Financing for a range of eligible purposes.

Depending on lender policy and eligibility, Loan Against Property financing may be explored for different financial requirements.

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Business Expansion

Support eligible business expansion requirements.

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Working Capital

Address eligible business working capital requirements.

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Education

Financing may be explored for eligible education needs.

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Medical Requirements

Address eligible medical financial requirements.

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Debt Consolidation

Explore financing for eligible debt consolidation requirements.

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Business-Related Requirements

Meet other eligible business financing requirements.

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Other Eligible Purposes

Other financial purposes may be considered by the lender.

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Requirement Based

Availability depends on lender policy and eligibility.

Eligible Property Types

The property offered as security must meet applicable lender requirements.

Residential Property
Commercial Property
Other Eligible Properties
Property Eligibility

Your property is part of the assessment.

The type, location, ownership and legal status of the property can form part of the lender's assessment.

Final acceptance of the property depends on the lender's valuation, legal and technical verification and applicable policies.

Eligibility

Several factors may influence eligibility.

The final financing decision depends on assessment by the applicable lender. Factors may include both the property and applicant's financial profile.

Property Value
Property Location
Ownership and Title
Applicant's Income
Credit History
Existing Liabilities
Repayment Capacity
Overall Financial Profile
LAP EMI Calculator

Estimate your monthly repayment.

Adjust the financing amount, interest rate and tenure to understand an indicative EMI.

Indicative calculation only
Monthly EMI ₹33,746
Total Interest ₹15,49,506
Total Payment ₹40,49,506
Documents

Documents generally required.

Exact documentation can vary based on applicant profile, property and lender requirements.

01
PAN / Aadhaar
02
Income Documents
03
Bank Statements
04
Income Tax Returns
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Property Title Documents
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Sale Deed
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Property Tax Documents
08
Existing Loan Documents, where applicable
Property documents matter Since the property may be offered as security, relevant ownership, title and property documentation may be required during the lender's assessment.

Additional documents may be requested depending on the property, applicant profile and lender-specific requirements.
Assessment

Property and applicant verification.

Final loan amount and approval are subject to the applicable assessment process.

01

Property Valuation

The lender may assess the value of the property offered as security.

02

Legal Verification

Property ownership and title documents may be reviewed as part of the process.

03

Technical Verification

Applicable technical checks may be conducted by the lender or its representatives.

How It Works

Explore your LAP financing journey.

The actual process may vary by lender, property and applicant profile.

01

Share Requirement

Tell us about your property, financing requirement and preferred loan amount.

02

Profile Review

Applicant and property details can be reviewed against applicable criteria.

03

Property Assessment

Applicable valuation, legal and technical verification may be carried out.

04

Lender Decision

Final loan amount, terms and approval remain subject to lender assessment.

FAQs

Loan Against Property Questions

Common questions about property-backed financing.

A Loan Against Property is a secured financing option where an eligible property may be offered as security to obtain financing, subject to lender approval and applicable terms.
Depending on applicable lender policy, financing may be explored for purposes such as business expansion, working capital, education, medical requirements, debt consolidation and other eligible financial purposes.
Eligible property types may include residential property, commercial property and other properties accepted by the applicable lender.
Factors may include property value, property location, ownership and title, applicant income, credit history, existing liabilities and repayment capacity.
No. The calculator provides an indicative estimate based on the amount, interest rate and tenure entered. Actual terms depend on lender assessment and final approval.
Final loan amount and approval are subject to property valuation along with applicable legal and technical verification, applicant eligibility and lender policy.

Unlock the Financial Potential of Your Property

Share your requirement with True Finserv and explore eligible Loan Against Property financing options.

A Loan Against Property is a secured financing option and involves offering an eligible property as security. Final loan amount, interest rate, tenure, fees, eligibility and approval are subject to property valuation, legal and technical verification, applicant eligibility and applicable lender policies. True Finserv does not guarantee loan approval or disbursement. The EMI calculator provides indicative estimates only and should not be considered a final offer or sanction.