Turn Your
Dream Home
Into Reality.
Buying a home is one of the most important financial decisions you can make. True Finserv helps you explore suitable home financing options according to your requirements and eligibility.
Find a home loan
around your needs.
Share a few details to begin exploring applicable home financing options.
Final approval and terms depend on eligibility, property assessment and the applicable lender.
Financing options
for your home journey.
Explore home financing options according to the type of property, construction requirement or existing home loan situation.
Make your next home purchase part of the plan.
Ready-to-move properties.
Finance for under-construction homes.
Build the house you've planned.
Renovate or extend your home.
Know your EMI
before you decide.
Adjust the home loan amount, interest rate and tenure to see an illustrative monthly EMI, total interest and total repayment.
This calculator provides an illustrative estimate only. Actual EMI, interest rate, tenure and other terms may differ based on the applicable lending partner, assessment and approved loan terms.
What can influence home loan eligibility?
Home loan eligibility can depend on multiple aspects of the applicant profile, financial position and property being considered.
Applicant's Income
Income is an important factor when assessing the requested home loan and repayment capacity.
Age
Applicant age may be considered as part of the lender's eligibility assessment.
Employment / Business Profile
Employment or business profile may influence the assessment of the applicant's financial position.
Credit History
Credit history may be considered while evaluating eligibility and applicable lending terms.
Existing Financial Commitments
Existing financial obligations can affect overall repayment capacity.
Property Details
Property-related information may form part of the lending and assessment process.
Repayment Capacity
Overall repayment capacity may be assessed against income, obligations and requested terms.
Property & Applicant Profile
Final assessment may vary according to the applicant, property and applicable lender requirements.
Documents generally required.
Additional documents may be required depending on the property, applicant profile and selected lender.
From enquiry
to home financing.
Start with your requirement and move through eligibility, documentation and lender assessment.
Submit Enquiry
Share your basic information and home loan requirement.
Eligibility Assessment
Your applicant and financial profile is reviewed against applicable criteria.
Document & Property Review
Required applicant and property documents are submitted for assessment.
Approval & Disbursal
Once approved, the applicable lender proceeds according to its policies.
Before you apply.
Common questions around home loan requirements, eligibility, property types and documentation.
What can influence home loan eligibility? +
Home loan eligibility may be influenced by income, age, employment or business profile, credit history, existing financial commitments, property details and repayment capacity.
What documents are generally required? +
Generally required documents may include PAN Card, Aadhaar or identity proof, address proof, income proof, salary slips, bank statements, income tax returns or financial documents and property documents.
Can I get financing for an under-construction property? +
Under-construction properties can be considered as a home loan requirement, subject to the applicable lender's assessment, property documentation and eligibility requirements.
Can a home loan be used for house construction? +
Home financing options may be available for eligible house construction requirements, subject to applicant, property and lender requirements.
Can I use financing for home renovation? +
Home renovation and extension are among the requirements for which applicable home financing options may be explored.
Are property documents required? +
Property documents may be required as part of the property assessment. The exact documentation depends on the property and applicable lender.
Does True Finserv directly provide the loan? +
True Finserv helps applicants explore applicable financial options. Final approval, terms and disbursal are subject to the assessment and policies of the relevant lending partner.
Ready to explore your home loan?
Share your home financing requirement with True Finserv and explore applicable options based on your profile and property requirements.
Check Your Eligibility →Disclaimer: True Finserv is a financial services platform and not a lender. Home loan approval, amount, interest rate, tenure, processing time and other terms are subject to eligibility, documentation, property assessment, credit assessment and the respective lending partner's policies. Information displayed on this page is indicative and does not constitute a guarantee of loan approval.